Our Services
We tailor our services just for you, starting with your most critical needs. Assured Equity Management can help you develop strategies for the transition of your company's ownership, create benefit packages to reward your employees and work with your legal advisors to help arrange your estate for financial security through retirement and beyond.
Your Financial Success
While Assured Equity can assist with many aspects of building a financially secure future, we focus our efforts on working with family-owned and closely-held companies. Almost all of our clients started and built their own businesses or took over the reins of a family business. They work in the trenches every day to make certain that their hard work culminates in success.
While working with different companies over the years, we have discovered that a business will typically experience repeating cycles that look like an S-curve.
When a business opens its doors, it may struggle initially, then flourish and grow as it becomes fueled by the owner’s entrepreneurial spirit. Yet after a while—which may be years—the business can reach a plateau and stagnate. There are a number of factors that cause this, including the business becoming too large for its structure, which requires the addition of staff to take it to the next level. Depending on the efforts of the owner and other factors, the business may fail to recover, and die; or it may begin growing again. The cycle then repeats. Our goal is to help businesses through both the highs and lows of this cycle.
The Benefit Packages that Assured Equity can make available can attract and reward your employees; Financial and Estate Planning strategies can help ensure your own financial security while you focus on your business; and when it's time to sell or pass the business to the next generation, we can help you experience a smooth transition.
Business Transition Planning
When you own your own business, there is much more to retirement than packing up your office and receiving a gold watch. Do you pass the business on to someone in the family? Do you transition or sell it to one or more key employees? If so, to who and how?
Or do you sell it to someone on the outside? How do you retain the employees who know your business?
Our focus is to work with you to develop a customized strategy that meets your unique business and family needs.
Executive Benefit Packaging
Your executives are key to the growth and success of your company, so Assured Equity provides a number of ways to help you reward them without creating a financial burden.
Many companies choose to reward their key executives with supplemental executive benefit plans, including special retirement plans that enable executives to defer larger amounts of pretax income, nonqualified deferred compensation plans that can provide additional retirement income, and executive bonus plans.
Group Benefits
Quality employee benefits have become a crucial part of employee compensation. It is also a major budget concern for employers looking to retain and recruit employees. Assured Equity has the knowledge and background experience to help employers understand complex group plans and simplify the process to provide sustainable benefits that meet the needs of both employee and employer. We can help create a plan that is cost-effective while meeting the needs of employees.
Group benefit plans* that we can make available include:
A great way to attract and keep the best employees is to provide a benefits package that is valuable to them while being cost- and tax-effective for you. We can help you implement 401(k) retirement plans, defined benefit plans, health and long-term care benefits, disability benefit plans, and voluntary benefit plans that enable employees to purchase additional benefits. We can also help you decide which benefits to offer and implement the plans to reward your current and future employees.
*The products and services listed on this page are offered by unaffiliated carriers and are not offered by, or administered through, Equitable Advisors, LLC, Equitable Network, LLC, or any of their affiliates.
Retirement Benefits
Planning for your retirement has become increasingly complex. Multiple investment options to consider, fluctuating interest and inflation rates, and changing tax legislation all make it difficult to determine your retirement needs. If you have accumulated significant assets, you may face additional complications as well.
At Assured Equity, we help individual and corporate clients understand their retirement needs and lay out long-term investment strategies based on personal goals, risk tolerance, timeframe for accumulation, and current financial situation.
We work with the major providers of employee benefits programs to illustrate a complete breakdown of costs, as well as a comprehensive description of the latest plan options, which include:
Click here for a retirement plan article that reviews various options
Financial Strategies
Our strategies can help you conserve your assets and protect your estate as much as possible to provide for you, your family—and even the employees who helped make your business a success.
- Transferred to the people or organizations you wish
- Minimally impacted by estate transfer taxes and other costs
- Distributed with as little delay and paperwork as possible
- Settled without the involvement of probate court proceedings
- A business succession plan
- Personal retirement planning, including accumulation and distribution planning
- A business succession plan
- Asset protection planning
- A charitable giving plan
- A plan to help you manage your affairs in the event of your incapacity
- Transferred to the people or organizations you wish
- Personal retirement planning, including accumulation and distribution planning
- Personal retirement planning, including accumulation and distribution planning
- Family protection
- Insurance planning, including long-term care
- College funding for children and grandchildren
- Investment Strategies
- Risk management
- Transferred to the people or organizations you wish
- A business succession plan